Consumer Lending

 

There are approximately 1,201 consumer lenders who have notified the department they are conducting business in Utah.

The "Browse List" link presents an alphabetical listing of those consumer lenders as of May 21, 2013.  We have also included an option for you to download the complete list in various formats.  This list will be updated as needed.

If you are subject to consumer lending regulation by the Utah Department of Financial Institutions, click here Notification Form.

note1.gif (1245 bytes)Please note, if you are a loan originator as defined under Utah Code 70D-3-102(12)(a) “an individual who for compensation or in the expectation of compensation: (i) takes a residential mortgage loan application; or (ii) offers or negotiates a term of a residential mortgage loan,” then you must be licensed under the Nationwide Mortgage Licensing System (NMLS).  Licensing needs to be completed on or before January 1, 2011.  Please click on the NMLS link below to learn more.

To access the Utah code relating to consumer lending follow the link below to the Utah State Legislature's web site